On October 22nd, the first ruling on the nullity of IRPH in favor of the consumer took place in Ibiza after the last Supreme Court ruling.

According to the plaintiff's law firm, this ruling "annuls the IRPH and returns the amount of 29,373 euros to the client. Its relevance comes from the uprising of the courts specialized in unfair terms against the decisions of the Spanish Supreme Court itself, since they consider it contrary to European law".

"Any judge can follow their criteria or follow Europe in this case. The note of the Supreme Court was very disappointing"

This ruling declares null and void "for abusive the IRPH clause, which will be considered as not being placed", in a mortgage contract of Unión de Créditos Inmobiliarios, a 'joint venture' between Banco Santander and BNP Paribas. Read more

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